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About The New “Affordable Housing” Fees on Mortgages that Punish High Credit Borrowers

Stop looking at the Washington DC Potemkin village; start looking at the financial system behind it that controls it.

You may recently have seen this story:

WASHINGTON DC – Homebuyers with good credit scores will soon encounter a costly surprise: a new federal rule forcing them to pay higher mortgage rates and fees to subsidize people with riskier credit ratings who are also in the market to buy houses.

The fee changes will go into effect May 1 as part of the Federal Housing Finance Agency’s push for affordable housing, and they will affect mortgages originating at private banks across the country. The federally backed home mortgage companies Fannie Mae and Freddie Mac will enact the loan-level price adjustments, or LLPAs.

Mortgage industry specialists say homebuyers with credit scores of 680 or higher will pay, for example, about $40 per month more on a home loan of $400,000. Homebuyers who make down payments of 15% to 20% will get socked with the largest fees. (read more)

If you focus on the DC Potemkin Village, you view this move through the prism of Biden’s FHFA creating a policy to favor low-income (nonwhite) voters by punishing stable credit worthy borrowers.  That’s what the powers who control the levers, and create policy, want us to focus on.  That’s not what is going on.

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Tucker Carlson Outlines the Ramification of Trillions in U.S. Treasury Bonds No Longer Needed as Global Securities

For his opening monologue and first interview tonight, Fox News host Tucker Carlson outlined the ramification of non-western nations now trading in alternative currencies to the U.S. dollar.   {Direct Rumble Link Here]  As the dollar diminishes in value, and as an outcome of Biden using U.S. treasury bonds as part of the sanction regime against Russia, various non-western nations now perceive holding dollars as exposing themselves to risk.

Carlson is joined by Luke Gromen who accurately notes the dollar as a global trade currency may continue, but foreign nations holding U.S. treasury bonds as an asset will likely start contracting.  The result of U.S. treasury bonds returning after maturity with no repurchase, would be an inability of the U.S. to borrow against their sale. This could, perhaps likely will, severely diminish the amount of money the U.S. congress can spend.  WATCH:

None of this should come as a surprise to those who have paid attention. Factually, in March of last year, one month after the Russian sanctions were announced, the International Monetary Fund’s (IMF) Deputy Managing Director said the sanctions against Russia are likely to undermine the US dollar’s global dominance as a trade currency.  Everyone could see this coming.

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Sunday Talks – Russell Brand Debriefs Matt Taibbi With Some Solid New Intel Surfacing About Larger Internet and Social Media Control Operations

U.K. cultural and political pundit Russell Brand sits down for an interview with U.S. Twitter File journalist Matt Taibbi, to discuss Taibbi’s experience with his recent congressional testimony, the advancement of the ‘Restrict Act’, and new revelations still coming from his exploration into the Twitter communication files. {Direct Rumble Link Here]

After some general overview and sense about the issues in/around congress, at 06:45 of the interview Taibbi begins to highlight new information he is discovering about how the Aspen Institute group was organizing, discussing and planning a larger objective about controlling any/all information on the internet.

Mr. Taibbi notes how the network of aligned NGO’s, government agencies and policy advisors from within the Aspen Institute were communicating with Big Tech about the best plans for both European and U.S. government regulation on speech and information on the internet.   As Matt notes, the senate ‘Restrict Act’ and the EU ‘Digital Services Act’ carry commonalities of purpose.  Additionally, as they government overseers trigger Artificial Intelligence (AI) to do the search work within content, the mechanisms within the machines will all deploy similar ideological algorithms. WATCH:

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The Insufferable Samantha Power Now Focuses on Georgia, Bordering Russia

Having planted the seed for color revolution in Hungary, a European country that doesn’t want expanded war with Russia – therefore the U.S. needs to change the democracy, now Samantha Power moves to another European country for the same reason.  This time it’s Georgia.

Georgia legislature recently passed a bill saying all funding for foreign intervention in the country’s politics, via Non-Governmental Agencies (NGO’s), needs to be made public and the funding registered as foreign agent lobbying.  Essentially, the proposed Georgia law would mirror the U.S. Foreign Agent Registration Act (FARA).

However, because the U.S. is the funding mechanism for the anti-government agencies that operate within the country, the United States is against the effort.  To make sure the U.S. can continue to covertly manipulate the political outcomes, the groups supported by Samantha Power attacked Parliament. [Power Tweet]

To highlight what Power is celebrating…. “Georgian protesters in their tens of thousands have gathered in the capital, smashing the windows of the Parliamentary headquarters and fighting local enforcement officers as the country erupts into chaos. The nation’s ruling party, Georgian Dream, rushed through its first reading of a “Kremlin-inspired” bill on Tuesday two days before the debate was scheduled to take place, causing carnage in Tbilisi as citizens fear their government is severing links to the West at a time of increased tensions with Russia.” (more)

So why is Samantha Power targeting Georgia now?   Well, like Hungary’s Viktor Orban, Georgia’s Prime Minister Irakli Garibashvili does not want expanded war with Russia. Therefore, just like Viktor Orban, the prime minister of Georgia must now be removed and replaced with a pro-war leader.

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Chairman Xi Plans Moscow Visit, Putin Suspends START Treaty, Maersk Exits Russia, Biden Talks Moldova, Planets Aligning for War

First things first, history may not always repeat, but it always rhymes.  Secondly, history tells us that only two things have ever pulled what we now call “western nations” out of a collective economic depression; (1) war, and (2) housing starts.

If you accept the WEF climate control agenda of a ‘managed transition‘, where economies are reduced in size to match lowered energy production, as generally speaking akin to a western economic depression.… then, you begin to ask the logical question.  How do the managers avoid the consequences?

If global (non BRICS) economic contraction is akin to a western economic depression, I would argue the consequences are identical.  Then, when major economies are in a state of shrinking and the citizens are feeling the horrible effects, something large is needed to change the economic equation.

With central banks raising interest rates to achieve the policy supporting contraction, the option for ‘housing starts’ to change the dynamic is removed.  That leaves, ‘war’.

President Putin and Chairman Xi are not stupid men.  They are big picture strategists.

DATA POINTRussian President Vladimir Putin’s move to suspend his country’s involvement in the last remaining arms control treaty with the U.S. came as a disturbing surprise to multiple former officials who negotiated the pact and nonproliferation experts committed to ending the expansion of nuclear forces. (read more)

Can you blame him?  The Western Alliance has already blamed Putin for the global food crisis they created by the World Economic Forum energy policy shift.  The Western Alliance accepts no responsibility for advancing hostility -through NATO expansion- on to Russia’s doorstep.  The Western Alliance has attempted to sanction Russia out of the global economy.  With the same Western Alliance now positioning for war, why would Putin adhere to their limitations?

♦DATA POINTChinese leader Xi Jinping is preparing to visit Moscow for a summit with Russian President Vladimir Putin in the coming months, the Wall Street Journal reported on Tuesday, citing people familiar with the plan. (read more)

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Minneapolis Fed President Neel Kashkari Admits Goal is to Shrink Economy to Meet Decreased Energy Supplies

This video interview segment was sent to me today along with a “wow, you were right” message.  Apparently, the interview took place a few weeks ago (it’s new to me), but the admissions within it are quite remarkable.

The CNBC discussion surrounds inflation and the federal reserve raising interest rates. Minneapolis Fed President Neel Kashkari is talking about the jobs report, inflation and the intention of the federal reserve to continue raising interest rates until they achieve 2% inflation, regardless of consequence.  Kashkari doesn’t hedge on the latter issue of consequence; he affirms with absolute guarantee the fed will keep raising rates until the economy shrinks enough such that 2% inflation is achieved.  However, watch what happens when Joe Kernan takes that outlook and overlays “supply side” energy policy.  WATCH (10:22 prompted):

The issue is quite simple, really.  When additional oil, coal and natural gas development is blocked as an outcome of policy, energy prices jump massively.  We are seeing 2022/2023 price increases in electricity, home heating, fuel, gasoline, natural gas and other total energy price outcomes in the 60%+ range.

As a direct outcome of energy policy, all of the downstream products and services have massive upward supply side price pressure.  When the input prices are driving upward of 60%, the downstream prices increase accordingly.  Farming costs, fertilizer, feeding, transportation costs, food at retail and wholesale, and just about every petroleum-based product, which is almost everything, increases in price accordingly.

If supply side energy price increases are pushing +60%, and the Fed will only accept a 2% inflation output result, the only method of achieving the desired result is to shrink energy demand.  This is the goal of the current Fed monetary policy.  In this interview Kashkari admits the dynamic for the first time in public.

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Klaus Schwab Outlines How the Transformation Will Deliver the New “Master of the World”…

A lot of people are going to cite and replay a part of the remarks by World Economic Forum head Klaus Schwab, where he outlines what attributes are needed in order to beome the new “Master of the World.”

However, the more interesting, buried lead in his remarks was his talking about the new power structures within global government.  He literally says multinational corporations are the power centers for global government in the same way as nations like India.  First, the soundbite everyone will discuss. WATCH:

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But don’t get too hung up on that one aspect of his remarks.  The full speech is below, I suggest listening to it all, and pay particular attention at 04:50 where he talks about “the political transformation“.

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Sunday Talks, Likely 2024 Candidate Chris Sununu Waxes Philosophically About the Value of “Free Market Conservatism,” the Policies That Created The Rustbelt

If you accept the likelihood of the 2024 Wall Street Republican roadmap being the defining difference between 2016 and 2024, then you can easily see how the Republican Governor’s Association (RGA), the state level system where the policy of GOP governors are purchased by big money, will be the driving influence.  It is into this mixed manipulation where New Hampshire Governor Chris Sununu becomes of strategic value.

Someone has to try and maintain the narrative of “free markets” as a Republican priority, enter Chris Sununu.  Readers here and middle-class workers of America have decades of experience seeing exactly what the outcome of Republican “free market” capitalism creates.  Selling out the U.S. worker and manufacturing base in favor of globalism, multinational corporate exploitation and profits at any cost are the result.  In modern economic reality, there is no such thing as a “free market,” there are only controlled markets {GO DEEP}.

Pushing the conservative ‘free market’ narrative, the corporate controlled Chris Sununu appears on Face the Nation to gaslight the base republican voter with old catchphrases that used to work; they no longer do.  People can now see through the rustbelt prism and identify the destruction created by the Wall Street funded UniParty apparatus.  This is what 2024 presidential candidate Chris Sununu is trying to lie about. However, no republican candidate is an economic nationalist, except President Donald Trump.  WATCH: 

[Transcript] – MARGARET BRENNAN: Welcome back to Face the Nation. We’re joined now by the Republican governor of New Hampshire, Chris Sununu. And it’s good to have you here…

GOVERNOR CHRIS SUNUNU (R-New Hampshire): Thanks.

MARGARET BRENNAN: … in person.

GOVERNOR CHRIS SUNUNU: Great to be here. Better here than the rest of Washington, because this whole town gives me the — it gives me the chills sometimes.

(LAUGHTER)

MARGARET BRENNAN: Well, you might need to go get over that if you’re going to run for 1600 Pennsylvania Avenue, as, apparently, you are considering doing.

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The CORE, the ESSENCE, the CORNERSTONE of Globalism – The “Exfiltration of Wealth” – One Exceptional Example

This is so critically important to the understanding of the core, central element where the globalism atom splits and the resulting destruction begins, that I must pause all personal recovery efforts -immediately- and explain.   This is an incredible example of where corporations and government merge.  This is the atom split. This is the root, the nub, the place where “trillions at stake” takes context.

Strong HatTip to Gateway Pundit for this exceptional video and example {Direct Rumble Link Here}.  The understanding comes via a Canadian dairy farmer, who, like thousands of other farmers around the world, is a private business under government control.  This example is about dairy, specifically milk, however, the underlying premise goes much further.

This is modern corporatism, the nexus of govt intervention, regulations and the multinational exploitation of industry.  This is also the globalist example that shows how the concepts of “capitalism” and “free markets” have been destroyed.  First, watch the video:

What you are witnessing in that video is something we have talked about at length for years.

Influential people, politicians (rules) and corporate leaders (profits), both with vested financial interests in the process, have sold a narrative that global manufacturing, global sourcing, and global production is the inherent way of the future. The same voices claimed the American economy was/is consigned to become a “service-driven economy.”

What was always missed in these discussions is that advocates selling this global-economy message have a vested financial and ideological interest in convincing the information consumer it is all just a natural outcome of economic progress.

It’s not.

It’s not natural at all. It is a process that is entirely controlled, promoted and utilized by large conglomerates, lobbyists, purchased politicians and massive multinational corporations.

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Sunday Talks, Neil Oliver Discusses the Insufferable Agenda 2030 and The Climate Change Quest for Utopia

For his weekly monologue, Neil Oliver outlines the insufferable fools that are constructing the path to Agenda 2030 and the World Economic Forum dictates that form the baseline to “save the planet” from climate change.

As you listen or read the word picture that Oliver paints, you might remember the CTH article from over a decade ago about what the “fundamental change” Barack Obama was outlining, really meant.  Well, here we are, a decade closer to the utopian goal – and the picture is now close enough for all to see.  WATCH: 

[Transcript] – Nothing less than our way of life is under threat now. A population distracted by propaganda about one existential threat after another – pandemics, nuclear war, climate crisis – is being herded into an unrecognizable future.

What was done in the name of Covid was grotesque – a violation of the rights of billions of people. Having seen what they can get away with, our so-called leaders have moved on, broadening their scope, as greedy for more as kids left unsupervised in a sweetie shop.

What is happening now, all around us, is the relentless erosion not just of our rights and liberties, but of our lives. It is so blatant – what’s happening – it’s hard to see it for what it is, which is bare-faced daylight robbery.

After Covid, the C-word that’s supposed to be on everyone’s lips … drummed into us night and day by the same complicit media that drives everything else … is climate – Climate crisis, in fact. Two c-words for the price of one.

From all sides, we are bombarded with predictions of the end of the world. Predictions, remember? Computer modelling … the crystal-ball-gazing of the scientific world.

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