Functionally obsolescent = Impairment of the usefulness of a system due to its inability to be upgraded or modified to serve the user’s current needs.   In this case, private health insurance is now viewed as obsolete because government controlled ObamaCare moves in to replace private options. 

WASHINGTON DC – Moody’s announced Thursday it was downgrading its outlook for health insurers from stable to negative based on uncertainty related to ObamaCare.

The credit rating agency cited an unstable environment because of the healthcare law’s difficult rollout, and projected that insurers would earn 2 percent less than forecast in 2014.

“While we’ve had industry risks from regulatory changes on our radar for a while, the ongoing unstable and evolving environment is a key factor for our outlook change,” Moody’s Senior Vice President Stephen Zaharuk said in a statement. “The past few months have seen new regulations and announcements that impose operational changes well after product and pricing decisions were finalized.” (more…)

Our Wendy Davis undercover video will be avail momentarily. #WalkaMileinHerShoes

— James O'Keefe (@JamesOKeefeIII) January 23, 2014

Breaking: Wendy Davis Responds to video: "The language used in this video about Greg Abbott is abhorrent…."

— James O'Keefe (@JamesOKeefeIII) January 23, 2014

(Via MediaIte) – The First Lady’s birthday party, which took place Saturday night at the White House, was hotly anticipated by the mainstream press, but was also the subject of criticism from some quarters. Her birthday also raised questions from Fox News’ Ed Henry a few weeks ago, when he wondered if taxpayers would be footing the bill for the First Lady’s extended vacation in Hawaii.

At Wednesday’s daily briefing, Jon Karl picked up that thread, asking Carney “The first lady had her 50th birthday party, and I believe you said the president picks up the cost for that party?”

TEXAS – When she was on the Fort Worth City Council, Wendy Davis tried to kick gun shows off of municipal property. She tried this in Fort Worth, Texas, “where the West begins,” and failed. Fort Worth is not Austin, and Texas is not like the liberal enclaves where Davis tends to raise her campaign funds, as she is learning this week.

Revelations that her origins story has some holes in it has sent Davis’ campaign for governor into a full-blown crisis. What’s a candidate to do?

Change the subject, of course. So tonight, the AP reports that Davis is out suggesting that if she becomes the first Democrat elected governor of Texas in a generation, she would expand where Texans could concealed carry our firearms. (more…)

h/t Brent Bozell, freedom Warrior at NewsBusters:

You’re Right to Choose This Movie

“…Inspired by the real-life story of Kathy DiFiore, the founder of Several Sources Shelters, writer and director Ronald Krauss wrote his original screenplay while spending a year in a shelter for pregnant teens, and based it on the lives of several of the shelter mothers.

Krauss wasn’t the only one who was inspired. Brendan Fraser asked to be in the movie after reading the script and spent time in the shelters with the mothers and the babies. On the last day of shooting, Krauss said Fraser “quietly told Kathy that he was donating his salary to the shelter, so he actually did the movie for nothing. It was a complete surprise to all of us.”

(more…)

TEXAS – It’s just getting worse and worse for abortion activist Wendy Davis, who is falling on her own sword in the Texas gubernatorial race.

First, Davis was caught by a Dallas newspaper lying about her story of being a single mom who overcame adversity. Then, she sought to blame her problems on pro-life candidate for governor Greg Abbott.   Now, in attacking Abbot, she’s stuck her foot in her mouth saying he’s “never walked a mile in my shoes.”

Problem is, Abbott can’t. He’s a paraplegic who is confined to a wheelchair. (link)

$1B coerced from “racist” lenders ….. and we’ve “Only Just Begun” …..

From Investor’s Business Daily:

“…..So “victims” were never actually identified. That’s why the complaint has to estimate that Ally discriminated against “approximately” 100,000 African-American borrowers.

More shocking, civil-rights prosecutors never actually checked the creditworthiness of those borrowers. That’s right, they never looked at credit scores, down payments, debt or other key risk-related factors banks consider to set interest rates. Not for blacks, or for supposedly “similarly situated” whites.

So how in the world can Justice claim “Ally’s specific policy and practice are not justified by a legitimate business need?”

It really can’t. That’s why it relies on statistics to “prove” such policies had a “disparate impact” on minorities, while arbitrarily finding those disparities so “significant” they can’t be explained by chance.

Arbitrary, because neither Justice nor CFPB will reveal its threshold for “significant,” despite repeated bipartisan requests from Congress.

What a clever fraud by your own government.”

The Credit Rating service Fitch notes that it may be more than just a desire to extort from the banks which lend in the auto market:

Fitch also notes that CFPB does not have jurisdiction over auto dealers and their practices. Actions taken against lenders could be an indirect way to regulate dealers.

A look through the CFPB “Advisory Groups” listings will show a “who’s-who” of Progressives with tentacles to well known fraud front groups, such as ACORN.

The official news release for the latest shakedown , er, “settlement” states it will consist of several parts: (more…)

Dateline:  Seattle, WA

Posted: 6:24 p.m. Friday, Jan. 17, 2014

Teens randomly attacking people on Rainier Ave.

An hour earlier police said the same teens ransacked and terrorized customers at a  Rite Aid off Rainier.  Seattle police said officers aware of problems in the area but are not doing any special patrols.

In fact, the Ethiopian church’s pastor said the police didn’t even ask them for their surveillance video.

Read More:  https://www.kirotv.com/news/news/teens-randomly-attacking-people-along-rainier/ncsQC/

A copy of the police report *briefly* flashed on the screen during the TV report confirms that the perps are all black males and females, and the victims white, but the news media does not once mention race, just “teens” committing “seemingly random” attacks.  The media did not find it important to note that the surrounding area (Rainier Valley) is 83% non-white; but the victims are overwhelmingly white, however, they did express that the neighborhood “doesn’t have the best reputation”.

A black woman interviewed is dismissive, chalking the mob assaults up to “teen peer pressure” (Oh! well, okay then! Moving on ….)

You know what is needed?  A “renewed commitment $$$$$$$$$$$$$$$ ….”  /s/

The arrogance within this is actually quite astounding; even for New York.

New York Governor Andrew Cuomo is now trying to walk back his words from an earlier radio interview by doubling down on stupid.   First here’s the interview segment in question:

(Transcript)  Their problem is not me and democrats, their problem is themselves. Who are they? Are they these extreme conservatives, who are right to life, pro assault weapon, anti-gay, is that who they are? Because if that is who they are, and if they are the extreme conservatives, they have no place in the state of New York. Because that is not who New Yorkers are.    Moderate republicans like in the Senate right now and control the senate, Moderate republicans have a place in this state.

Facing backlash the Office of Andrew Cuomo issued an open letter to dispute assertions that he said “extreme conservatives have no place in New York because that is not who New Yorkers are”.   Cuomo claims this was inaccurately taken out of context. (more…)

Juice and Birdman, both short straws, were on a telethon for malaria trip when AJ slapped his neck for the eleven millionth time and frustratingly bitched “why the f**k do I always get the saw palms” and, more importantly, “why do these damned things say do not eat“?….

….The response from the wire holder was blandly delivered: “because, dipsh!t, somewhere in the vast world of the unflinching stupid, a dumbass is going to try and eat it“.

Houston, I do believe we have located said suspect: