The Office of the Comptroller of Currency has released the final report after investigating the banking practices of nine major institutions based on over 100,000 examples of banks refusing business based on politics and worldviews.
[OCC PRESS RELEASE HERE]
“Today’s report provides irrefutable evidence that the nation’s largest banks have denied, debanked and discriminated against customers and lawful businesses”…
WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released a report of its findings from its supervisory review of debanking activities at the nine largest national banks it supervises: JPMorgan Chase Bank, Bank of America, Citibank, Wells Fargo Bank, U.S. Bank, Capital One, PNC Bank, TD Bank, and BMO Bank.
The OCC conducted its supervisory review in accordance with the President’s Executive Order, “Guaranteeing Fair Access to Banking for All Americans,” to determine whether these banks’ policies or practices may have required, encouraged, or otherwise influenced banks to deny or limit access to financial services to Americans because of their political or religious beliefs or lawful business activities. The OCC’s findings show that, between 2020 and September 2025, all nine banks had such policies.
“Today’s report provides irrefutable evidence that the nation’s largest banks have denied, debanked and discriminated against customers and lawful businesses,” said Comptroller of the Currency Jonathan V. Gould. “Americans should have access to financial services regardless of their beliefs, affiliations, or political views. Fair access to financial services is not a mantra—it is a mandate. The Trump Administration is committed to ending the weaponization of finance against hardworking Americans, once and for all.”
In the report, the OCC found that broad reputation risk policies—which lacked clear standards and objective, risk-based criteria—disadvantaged certain Americans based on their political, religious, or social views or based on their lawful business activities. The OCC also found that banks maintained public and nonpublic policies restricting certain industry sectors’ access to financial services, including those in oil and gas exploration, coal mining or coal-powered plants, firearms or ammunition manufacturing or distribution, construction or operation of detention facilities, the manufacturing, distribution or online retail of tobacco or e-cigarettes, and digital asset activities.
In preparing the report, the OCC reviewed nearly 100,000 complaints to OCC-regulated institutions and received approximately 50,000 documents consisting of approximately 420,000 pages from these banks regarding their policies, procedures, practices, and individual customer decisions. (more)
- OCC Report, Guaranteeing Fair Banking for All Americans (PDF)
- OCC Web Page, Guaranteeing Fair Banking for All Americans
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That’s all very nice and interesting, and something we all know was happening, but the big question is “what is going to be done about it? What will be the sanctions and/or repercussions?”
We won’t know until after the midterm installments. Tic Toc Run Out The Clock
We know victims of bank discrimination don’t need a report on how they got screwed and who else got screwed… They deserve full compensation, punitive damages and to see executives at banks that did the screwing go to prison.
Of course, and the J6 victims too etc…I was a victim during the fake pandemic years when I called out their corporate activism. Never stopped ranting since.
Maybe the media favorite and A-lister, Jamie Dimon, will get a comeuppance, who knows, and his bank is included in the list; he’s skated so far.
Or are they too big to prosecute??? Ya know when Lightbringer who never ran a lemonade stand ran his mouth.
I am here “on the map”.
My expectations have been set so low they’re considered a trip hazard in h3ll!!
I must say there is a peace in accepting things are not as we would wish them to be, dear sir.
But as they are and probably will continue to be.
Unfortunately and shamefully.
(Watch your step please, my friend 😉)
Fines. That’s all.
Guess what? Those fines are passed along to the customer, while bank CEOs continue to receive their obscene bonuses and salaries and golden parachutes!
BOA was fined for a very small percentage of the billions they washed…It’s a start at least.
I think class action lawsuits might be what might affect many of the major banks, althought it will take forever.
There will be a stern letter forthcoming!
Fines don’t work. There needs to be criminal accountability with the people who gave the orders.
Please let this actually go somewhere,!
If this happened in Russia…
You’d get Putin jail 🙂
How long you been saving that?
LOL
How long has this been going on?
Well, your friends with their fancy persuasion…
Don’t admit that it’s part of a scheme.
But I can’t help but have my suspicion…
‘Cause I ain’t quite as dumb as I seem. 🙂
Appropriate use of song lyrics. Fits right in.
Bravo!
Does all 9 major banks illegally discriminating in the same ways qualify as a vast conspiracy? RICO prosecutions?
Hoping they discover links to some of our politicians on the senate banking committee headed by Pocahontas. We need scalps.
I bet that is the plan. Get all the banks to testify about how they were pressured by the OBiden regime to de-bank conservatives. Have them all provide the identical incriminating documents, the letters from DoJ and Treasury and DHS. Make them name the names.
That would be very refreshing and long past due!
Seems like collusion, which violates the Sherman anti-trust laws.
Just a reminder that “The Big Club” in our government is concerned about ‘collusion’ if an investigation suits The Big Club.
>Former FBI Counterintelligence Lead Officer Who Investigated Trump-Russia Collusion, Arrested for Colluding with Russia> January 23, 2023 | Sundance
It would def be interesting to read all of the ceos emails with regulators from 2020-2024.
We can certainly hope so!
Another conspiracy theory morphs into an actual conspiracy.
How about treble damages?
Whatever it is, it needs to hurt real bad.
President Trump filed a $5 billion lawsuit against JPMorgan Chase and its CEO Jamie Dimon on January 22, 2026, alleging the bank illegally closed his accounts for political reasons.
The suit, filed in Miami-Dade County state court, claims the bank engaged in “debanking” shortly after the January 6, 2021 Capitol riot to distance itself from Trump’s conservative views.
The complaint asserts JPMorgan Chase violated Florida trade practices laws through trade libel and breach of contract, and placed Trump and his businesses on a reputational “blacklist.”
This may help that case now that the evidence is in. JPM and Dimon may want to settle for millions now.
And the Trump Organization sued Capital One for debanking last year, so they may also want to settle for millions.
Trump can’t let them settle. Cases need to be litigated to ensure they cannot do it again.
True. Let discovery reveal just how deep and wide and corrupt the system actually is!
Nowhere in this report does it have the words insufficient income but I’m sure that was the excuse used by the banks for denying banking services.
No they will all cite “Reputational Risk” as the reason.
BTW the PDJT administration banned the use of Reputational Risk as a bank certification criteria https://www.occ.gov/news-issuances/bulletins/2026/bulletin-2026-12.html
I’d like to order a RICO please. Extra prosecutions on the side.
With a large order of “fries”, too!
Funny, Trump is still being called a fascist, all the while Stupid Joe Biden was the actual practitioner.
Rules for radicals- accuse your opponents for what you are doing. Dedicated to Lucifer. It’s the Democrats playbook.
I’ve been looking for one more reason to stop banking with one of these banks (WF). Time to do some de banking on my own. Plenty of other options out there.
I suggest a Credit Union. That’s where I’ve been for decades. No regrets.
Yes sir. I went from BofA to Advia Credit Union after hearing what they did to Trump supporters on J6. Love it there.
Absolutely! We have 2 where we live. 1 pulled a scam on us over an auto loan, the other is A+!
Me too, lots of hotel points with Marriott. I’ll have to see where I can go besides Chase. Already moved my autopays from WF. Whatever you do don’t cancel your credit cards. It will hurt your credit.
Wells Fargo
Bank of America
Capital One
JP Morgan Chase
Top 4 to leave, IMHO
Force the above banks to drop interest rates! That’ll help the consumer and hurt these jerks!
Or find a conservative bank. In southern CA, there is Farmers and Merchants Bank, headquarters in Long Beach but a dozen or more branches. They still even send out old fashioned Christmas cards with angels, religious scenes, etc.
I can attest to that. F&M banks are strong and secure.
I notice an emerging trend from the Trump administration, taking stabs at the globalist banking cartel. The central banks were always the primum mobile of the globalist communism movement. Refusing to let NATO have their debt-erasing war with Russia, and now forcing US banks into legal compliance is throwing the cartel off-balance. You can bet they’ll be trying to kill our President again. What I’m hoping to see is a dissolution of the Federal Reserve and a return to the gold standard. That would eject the US from the western market system altogether, leaving the UK and EU to finish their economic collapse on their own. I imagine this is why the UK is so desperate to rejoin the EU, as a hedge against such a mortal economic blow.
From a lifelong “conspiracy theorist “ raised on FDRs treason at Pearl Harbor, I am actually blown away that people are seeing the Bank of London *. And the British in general for what they are and have always been. The Beast-Mystery Babylon. *there are actually 2 Londons – the one you know and the financial district . This London, like The Vatican and Washington DC are chartered as city states. Federal law is clear the Federal government is foreign to the States. It’s why American citizens are the enemy under the Patriot Act and why they couldn’t legally force the clot shot on illegal invaders. Thank the despot Lincoln -Since usurpation of the Republic we’ve been run by a corporation and its officers under color of law. Don’t believe me? Spend 40 years researching this and get back to me.
Again? Caught that. Someone with big money and TDS were behind it.
FAFO. BoA first to be fined. More to come.
The libs will cry foul, but there will be instances, more aligned against the right, but instances of many Americans being discriminated against. There’s a reason no examples were given: the media will hoot and holler, and then evidence will be brought to the front of the room. Feet will have to be removed from mouths.
But once again, a thing the Democrats said wasn’t happening has been proven to be happening. Imagine that.
How bout fined and forced to reimburse the indebted customers? Under Biden and Covid many people were forced to use these ridiculous financial services due to inflation, cost of living and loss of jobs!
Just following the templet they see in China. Must figure if the CCP can do it, we can too.
Or maybe, just maybe … the same people behind what is happening in China is behind what is happening here in the USA (& around the world).
When the internet was only for geeks like me before China was admitted to the WTO there was a video of an Asian CIA operative. Who claimed that NWO leaders were approached by the Triads. They were told that all family members of the 11 families that run the world had a Triad assigned to them. If they were not allowed on the world stage they would come for their families. China was admitted to the WTO shortly after and less than two years later the British sold a large % of its gold reserves. Who do you think bought it? China. It was and always will be about this “relic” Prepare accordingly.
I’m sure they are. China is just ahead of us. Total population control is the goal.
Any victims of this discrimination should be compensated by the banks.
Aaaaaand….no one will be held accountable.
BofA just got smacked backwards. That is a good sign.
From what I can tell, the shareholders got smacked.
I am guessing the C-suite perpetrators all got bonuses.
Regarding the “fair access to banking services”, does anyone know if the services included credit card limits?
Did anyone experience their credit card limit being reduced?
How did these banks compile data that may have been used to “deny or limit access to financial services to Americans because of their political or religious beliefs”?
0.o
Easy. They have all your transactions on record for each account. Send money to political campaign? Send money to a religious entity? It’s all on record.
That makes sense and it’s easily understood-they have all the transactions.
What about people who don’t have monies sent to political or religious entities?
Do they monitor social media, too?
0.o
Including purchasing Trump gear and anything related to the 2nd amendment!
Senator Grassley has revealed that Jack Smith and his cronies swept up over 600,000 thousand Americans personal and financial information. My husband and me by extension are one of those 600.000. It will not surprise me if we learn later on that these banks weren’t given a list of names and then threatened with retaliatory actions if they did not do as told by FBI thugs.
Miss Blanche, how did you find out you were two of the people swept up?
Not asking personal details and I understand if you don’t care to answer, just curious as to how anyone would know if they were part of the sweep?
Personal information could have been collected from credit card purchase data and bank account transaction data, information that might show conservative leanings?
Wonder if data mining on social media was also performed, or scanning yt/rumble for viewing data?
How exactly was the information collected that was used to target people?
Anyone know?
0.o
Excellent question!
Sundance posted the link to a PDF Senator Grassley released that showed the Jack Smith Arctic Frost collection of checks and money orders. I downloaded the PDF and looked through it. It is 885 pages. I was curious as to hiw many people in my state got swept up. I got to page 80 and low and behold there was the copy of the check with my bank logo my husband wrote to the Save America Pac. I continued to look and by page 248 I counted 11 Delaware citizens. Got mad, closed the PDF and called Senator Coons’s office to complain. Not that my complaining makes any difference. Coons is a rude, ignorant man who defends everything and everything Jack Smith.
Modern fascism. The WEF BBB crowd pulled out all the weapons.
The autopen regime, under direction of in-house BlackRock operatives, fully approved.
10+ years later we get a strongly worded report.
WTF
Handcuffed on their way to jail is what we should get from the Department of Injustice /s
Running out the clock of the statue of limitations is the Marxist way
Will this be akin to a congressional investigation? (Which means it’s a nothing burger.)
I retired from one of them years ago,,,,it was a very nasty entity
Who puts these banks up to this because they did not do it on their own?
The usual lefty “we will destroy your business” extortion groups.
The CEO of Blackrock
Fink
They leverage their holdings over the decision makers to get outcomes for their Globalist agenda
Why would Tractor Supply go all in on the transgender movement when their customer base is entirely contrary to that.
Funding
Thats why
(Disclosure: I am not smart I just read here 😉)
Tractor Supply likely went all in on the trans lunacy because of their ESG rating. They likely had an initial low rating, and some corporate flunky came up with the trans nonsense to up their score.
The misnamed “Human Rights Campaign” is involved in the scoring, and is likely extorting many companies to behave like good little fascists or reap the whirlwind.
The “Human Rights Campaign” is also involved in rating hospitals on services they provide to leftists. They were involved in rating VA hospitals on what the VA provided to the LGBTQ crowd under Biden, with a few VA hospitals openly advertising how well they scored on the “Human Rights Campaign” Equity Index.
Once that was brought to the attention of VA Secretary Collins, it started disappearing from VA web sites as they acted to hide it. As of a couple months ago, that information was still on VA web sites, but they are all dead links now leading to a 404 Not Found error.
In my opinion, the rabid Human Rights Campaign should be as investigated as USAID was since they are as bad.
This is an SI answer on asking what Tractor Supply’s ESG rating is:
“Tractor Supply Company (TSCO) holds an AA (Leader) rating from MSCI, a 76/100 score from LSEG (Refinitiv), and a 16 ESG Risk Rating from Morningstar Sustainalytics.
The company is recognized for strong governance and social practices, including a 100% score on the Human Rights Campaign Foundation’s Corporate Equality Index and inclusion in the FTSE4Good Index. However, it has been noted for lagging in Scope 1+2 emissions and renewable energy adoption, with some analysts highlighting a negative net impact ratio regarding resource usage and waste.”
Ok, so we’ve known this crap has been going on for years. Many corporate and financial executives are far left, they want to Ivy League and similar indoctrination centers and appoint their friends to those positions. What are the consequences and when will they be held to account?
I prefer a bank where you don’t have to pay anything to keep your own money in, even if it’s just 1 dollar. I hate all the tacky fees they throw on these days.
No minimums.
No fees.
Fines on the bank aren’t sufficient punishment. The C-suits should face jail time and personal fines that will asset strip them to their skivvies.
THERE IS ” a FACE ” to INJUSTICE
PUT THAT FACE ON PUBLIC TRIAL – even IF It’s THE WHOLE BOARD of DIRECTORS !
A way should be found under the banking regulations whereby ALL of these banks are placed into Federal receivership, ALL B and C suite management is fired while auctioning off all their assets and protecting all customer deposits and investments. A message needs to be sent that no bank should ever take direction from any government entity on who should be a customer as long as their business is legal. Not sure if it can be done so JMHO.
This “reputational risk” concept is a whole lot of hogwash. It is merely a crutch these banks fall back upon if forced to explain why they debanked a long-time customer who was engaged in entirely legal activities.
If the customer was engaged in actual illegal activities and was using their account to finance those activities or to receive the ill-gotten gains of such activities, then there are likely many state and federal statutes to justify the bank closing the account on that basis alone and they would not have to rely on some perceived harm or risk of harm to the their business “reputation”.
But risk to the bank’s reputation when a customer is doing nothing illegal? Nonsense. And when you read about someone doing or saying something controversial, or taking a political stance that someone in the bank or in the government disagrees with, who ever asks “well, which bank does that person use?” No one ever asks that. Except people who deliberately want to harm that customer because of that person’s legal statements or activities.
These banks are too large to fear the slightest risk to their reputations from what a customer does with their account legally. And in the modern age the ability to use a bank to conduct your legal business and personal affairs is too important to deny for vendettas or trivialities. The “reputation risk” dodge should itself be illegal for a bank to use adversely on customers.
Fricken PNC have a monopoly in my area.
Have you considered a online bank?
Try Citizens
Always know your banker and investment advisor – even if you bank with a faceless blob.
They should be your church member or neighbor.
Just this would go a long way to changing the ideological landscape and what is acceptable.
Not just banks. Google adsense has policys like the banks and more.
They will remove revenue from your website if its not promoting: climate change/global warming, the clot shot, evolution and 3 + genders etc.
This is one reason you don’t see alternative views that refute the lies adsense blackmail promotes.
I know.
Adsense stopped ad revenue on my website many years ago because I refused to promote the lie of global warming/climate change, 3 genders + , the lie of evolution, liberal political views etc.
Google ad sense controls content and promotes lies through withheld ad revenue.
I had many advertisers wanting to place ads. At least 75.
No DEI lies either in my site.
Any adsense displayed on a website gives you a clue to the content. It controlled by google policys which deny the truth in most cases.
The site must conform to the google adsense content which is telling you that anything other than their lies will cost you revenue.
No adsense ads on my site. I cancelled their blackmail on my site.
http://anycalculator.com
This investigation should extend to employees too. I worked for BofA for 13 years and was a RIF’d one month after I registered as a member of my local Republican Town Committee.
Banks? Isn’t it about timefor this one?
Lois Lerner (Lois G. Lerner).
She was the director of the IRS Exempt Organizations Division and became the central figure in the 2013 IRS targeting scandal. In the lead-up to the 2012 election, the IRS used inappropriate criteria (such as terms like “Tea Party,” “Patriot,” or “9/12”) to flag and subject conservative-leaning groups applying for tax-exempt status under section 501(c)(4) to extra scrutiny, delays, and intrusive questions.
A Treasury Inspector General for Tax Administration (TIGTA) report documented the practice. Lerner publicly acknowledged it in May 2013 (via a planted question at an American Bar Association event), after which congressional investigations followed. She was criticized for her role in the process, for statements to investigators, and for issues involving her emails and hard drives. She invoked the Fifth Amendment before Congress, was held in contempt by the House, retired with a pension, and was not criminally prosecuted.
One question….
Were these banks following orders from the previous administration?
And if they were….some further questions…
How much or what kind of quid pro quo did they receive, or were they simply happy to be part of the new KKK, The Kool Kommunist Kids?
So what are going to be the consequences?
My bet is a plea bargain where the offenders pay a token fine to the treasury — but not to anyone impacted by their crimes — and a statement possibly acknowledging a misunderstand but accepting NO responsibility.
If something like this occurs it will mean to me that the government was tacitly or actually in on the crime in the first place. In fact that is what I believe for now, but I will alter my view if there are significant consequences — very large fines and significant jail time for the high up officials involved.
Yawn.
The OCC did not announce any penalties for the banks in its report, but said it is assessing further regulatory and supervisory changes to prevent these issues from happening again.
None of this is the least surprising. What would be surprising is someone facing significant consequences.
This is basically because liberals scare the bank ceo’s and conservatives don’t vis a vis legislation and finance rules.
Quite by coincidence, I caught Ben Ferguson filling in for Mark Levin on the way home from work.
His take on this was that the poor banks did this at the behest of Obama/Biden Inc , and that they were afraid of fed regulators being sicced on them if they didn’t comply… Hmm.
Ben went on to suggest “legislation” is needed to prevent a repeat.
Are we to believe there are no existing laws stopping this?
Tell me, ye lurking officers of the court. Is this so?
Sounds like obfuscation / deflection to me.
Posting this FYI.
Hope these commie bastards are shot for treason. SICK OF ALL THESE GREETY BANKERS,YOU CAN BET YOUR ASS THAT ALOT OF THESE BANKS IN CANADA ARE IN ON IT , THAT TURD CARNEY IS IN ON TO.
As long as we all accept the mark of the beast the banks will surely allow us to buy and sell. No problemo.
Would like to see a 54 billion dollar fine assessed.
Ten-thousand-thousand crooked bankers should be rotting in prison today for what they did in 2007. Every single one of those adjustable-rate mortagages written by those crooked bankers was a fraudulent misuse of banking privilege.
What happened? Nothing, that’s what. G.W.Bush bailed them out and they used the bailout money to pay themselves big bonus checks.
Nothing or nobody in this present form of bureaucracy (including all the lawyers, courts and judges) will ever do a thing to end this ludicrous fat-cat status quo. You know it. I know it. And every one of those bureaucrats (all lawyers are bureaucrats) are certain they are safe and snug–completely immune from the law they use to oppress the rest of us.
I hope I can join the lawsuit(s).
Maybe it would be better if the bank executives got Luiged…
These banks preferred to do business with Drug traffickers rather than MAGA
https://theconservativetreehouse.com/blog/2026/10/14/treasury-hits-bank-of-america-with-1-2-billion-fine-for-violating-money-laundering-laws/
What’s interesting is many of these entities and other financial institutions still have their ESG ratings that led to this nonsense.
I would not be surprised if the rabid left was implementing these ratings in all aspects of participating in society ready to enforce the ratings at a time of their choosing. Some were just faster at doing it than others.
I don’t know how many others prominently display their ratings, but if you have a Schwab account and research different companies, their ESG rating for that company is prominently displayed.
As if they are just biding their time to bring it into play again with full force.
As an aside, that bottom photo makes me smile because it reminds me of the opening scene in Maximum Overdrive, a movie based on a Stephen King short story. In the movie, a comet somehow causes all machines to become killer machines.
In the opening scene, Stephen King himself goes to an ATM to withdraw money, and it fails with the screen blinking, “ASSHOLE”.
Every time I see King say or do anything, I think of that scene and smile about how right the machine was.
What about the mortgages those people may have had? Did they lose their homes to foreclosure?
I suggest reparations to ALL those customers
PLUS MASSIVE FINES
PLUS the amounts mortgage holders lost
Pus credit card debt which must have escalated due to this
PLUS lost credit scores for all those people.
PLUScompensation for homes lost
https://internationalfinance.com/business-leaders/john-kerry-named-chairman-bank-america-global-advisory-council/
They missed USAA.
USAA debanked John Eastman.
USAA has run multiple rounds of layoffs since 2022 that have hit IT/tech departments hard, and it has a long, well-documented history of offshoring IT work to India.
So what are the punishments? Must be severe enough to be a deterrent to repeating these actions in the future under another Democrat administration.