The below paragraphs are excerpted from a larger article available at American Commitment.Org Explaining the changes to all Americans under Obamacare structural standards testing, “Essential Health Benefits”:

According to HealthPocket: “The data shows that there will be a near complete transformation of the individual and family health insurance market starting in 2014. Less than 2% of the existing health plans in the individual market today provide all the Essential Health Benefits required under the Affordable Care Act (ACA).”
Even the best of the best plans are being canceled in the individual market. Bob Laszewski, a top industry analyst, described his cancelation:

“I have been in this business for 40 years. I know junk health insurance when I see it and I know ‘Cadillac’ health insurance when I see it. Right now I have ‘Cadillac’ health insurance… The new plan would have a deductible $500 higher than the one I now have and a lot more if I go “out-of-network” inside the rest of the Blue Cross national network… And, wait all you people telling me rate shock does not exist, the new far more restricted plan costs 66% more than our current monthly premium.”

Not in the individual market?  Scott Conover did an extensive analysis on Forbes showing that there are also changes in the small-group market – where only five percent of plans offered required pediatric dental check-ups – and the large-group market.  He found that overall 129 million Americans will no longer have the health plan they had, including millions whose previous employer coverage will be outright dropped.  (read full article)