There is a talking point about Obamacare failing as the cost shifts are too extreme upon the participating (paying) electorate, etc.
[…] State insurance regulators across the country have approved health care premium increases higher than those requested by insurers, despite a national effort to keep rates for policies sold on Affordable Care Act exchanges from skyrocketing, a USA TODAY analysis shows. (read article)
The underlying argument is a fundamentally flawed premise. ObamaCare was never designed *not* to overwhelm you with the shifting of massive costs. ObamaCare was designed to crush you in costs.
ObamaCare architects (ex. J Gruber) had three key political special interest groups from K-street involved. The primary two were Labor Unions and Corporations (Wall Street); the secondary (useful politically only) group was social progressives.
♦ Union Lobbying – DEMOCRATS – The goal was to rid labor unions of exorbitant (unsustainable) healthcare retirement costs. Hence Andy Stern (SEIU) was primary lobbyist.
♦ Wall Street – REPUBLICANS – The goal was to remove healthcare from cost of goods sold, serviced, or produced. Hence Tom Donohue (US CoC) was primary lobbyist.
♦ Political Narrative – The socially progressive wing of the ’08/’09 Dem Congress pushed the 30 million uninsured narrative. That emotional narrative was the primary media narrative for why action needed.
The political narrative was a ruse. The 30 million “uninsured” became covered by an expanded Medicaid program. If covering the 30 Million was the end-all reason the quick solution would have been to just raise the income cap on coverage eligibility for state subsidy/reimbursement and *presto* done….
….But that would not have removed the Healthcare cost from Union Retirement packages, or from U.S. Wall Street Corporations; which were the real reason for the construction.
Both Democrats and Republicans, had an interest in the redistribution of healthcare costs to the individual, that’s the heart of the UniParty agenda.
[Another significant Uniparty agenda item includes blocking campaign finance reform (Dem) / keeping Citizens United in place (Rep). = same/same ]
The ObamaCare cost shift means the individual carries the burden.
The beneficiary on the corporate side is the business who doesn’t need to provide the employee coverage; they just pay a flat fee to drop their insured and the fee (tax) becomes a predictable cost of doing business. The U.S. CoC (Donohue) gets healthcare out of his Wall Street balance sheets, and stock evaluations (bottom line) improve.
The beneficiary on the Labor Union side is the union itself. Like the corporations, the union drops the cost of coverage from its liabilities. [Initially, there was going to be a fee on contracted healthcare benefits (Cadillac Tax), that was later dropped.] Without the liability the sustainability of Labor Union finances improve immediately.
When you accept the following framework things make more sense:
♦ ObamaCare was never designed sustain itself. It was never designed to survive. It was built with failure as the intended outcome.
♦ ObamaCare was designed to be too cost prohibitive for the individual (employee or self-employed) to carry without a significant increase in wages. The shift in coverage from employer to employee did not have any underlying increase in wage mechanism.
♦ ObamaCare was built to move the responsibility of healthcare from the private market system (free market) into a government market system (single payer).
♦ ObamaCare is succeeding.