Son:  Hey Dad, I saved you $75 today.

Dad:  That’s great son, how’d you do that?

Son:  I didn’t to the mall today and buy a Shirt.

Dad:  Huh?

Son:  Yeah, and tomorrow I’m going to save you $23,000 because I won’t buy a car either.

Dad:   Wha.. the, …. But you’re only 12-years-old?

Son:   I know, how cool is that?  I don’t have a job and I’m still saving you tons of money, you should be thanking me..